I currently live in Cortland, NY with my wife Marianne and our 4 kitties and several families of ground hogs. We are located on a deer superhighway and see our deer friends on a daily basis. We share 5 children, my 2 daughters and her Triplets. Family functions keep us busy traveling across the country. Marianne is an RN.

I have been selling insurance since 1993 as an agent/broker and over the years served in management with Aflac, GE Financial, MONY insurance, Allstate and owned my own Farmers Insurance Agency. I offer all my experience and ability to help if you need it. My life and health practice concentrated in Estate and Retirement planning, Planned Giving and Long-Term Care.

I am excited to help grow Capper’s Insurance Service and expand opportunities throughout the country